Central Payment Operations
A command layer for reconciliation, settlement, clearing, switching support and day-end closure.
Banking software products
A focused product suite for the payment value chain
Explore FirstMelon products that help teams match transactions, manage exceptions, resolve disputes, forecast cash, support merchant operations, and close payment cycles with confidence.
Product ecosystem
One stack for the payment value chain
Inspired by the way leading payment platforms organize products, FirstMelon brings the relevant operating layers into a focused banking product suite.
Retail and Digital Payments
Operational products for UPI, cards, wallets, ATM, merchant and acquiring transaction flows.
Transaction Banking Support
Tools for collections, payouts, partner files, exception routing and enterprise payment visibility.
Merchant and TPAP Operations
Merchant onboarding support, transaction visibility, settlement checks and dispute workflow control.
Reconciliation and Settlement
Comprehensive matching, robust settlement, dispute management and chargeback processing.
Banking Intelligence Services
Dashboards, risk signals, automation, AI assistants and data products for banking teams.
Product suite
Built for the transaction lifecycle
Each module is shaped around daily banking realities: volume, cut-offs, proof, ownership, compliance, and accurate closure.
Clearing and Settlement System
A bank-grade clearing engine for payment rails, settlement windows, liquidity visibility, exception queues, and controlled day-end closure.
Enterprise Reconciliation
Match high-volume transactions across CBS, switch, card, UPI, wallet, ATM, merchant, and partner files with audit-ready confidence.
Merchant Acquirer Payments
Give acquiring teams one command center for merchant transactions, charges, payouts, settlement, and operational reconciliation.
ATM Cash Forecasting
Forecast cash demand, optimize replenishment, reduce idle cash, and keep ATM networks available with analytics-led planning.
Dispute Management System
Resolve card and payment disputes with guided workflows for chargeback, representment, write-off, evidence, and SLA tracking.
Technical Service Provider Platform
Run technical service requests, field coordination, partner performance, and issue closure through a transparent operating layer.
Built for daily operating pressure
Each product is designed around high-volume transaction work, traceability, configurable rules, and clear exception handling.
Automated matchingAuditable workflowsActionable dashboards